The asking price of £130,000 seems reasonably competitive considering the property’s location and size, especially compared to similar properties on Ponsonby Terrace. The need for some modernisation might slightly lower its value. However, compared to average prices in nearby streets, especially those in closer proximity to the city center, the property’s price remains in a fair-value range for the area.

Based on the provided photographs, the property appears to be in satisfactory condition but requires some modernisation and cosmetic improvements. The kitchen and some walls show signs of wear and tear and outdated fixtures and fittings. The property is habitable but updating would enhance its value and desirability.

The property is situated in Mackworth, Derby, which benefits from relatively close proximity to Derby City Centre, offering access to amenities, transport links, and employment opportunities. The presence of several schools within a reasonable distance also adds to its family-friendly appeal. However, Mackworth itself may not be considered a top-tier location within Derby, hence the score.

The property includes a small, enclosed rear garden, which is a desirable feature, especially for those seeking outdoor space. However, the size of the garden appears relatively modest compared to other properties in the area and the plot size is unremarkable, thus a middling score.