The list price of £150,500 for a 35% share in a 2-bedroom terraced house in Effingham requires further context. While seemingly affordable, the lack of square footage information makes it difficult to assess the price per square foot and compare it to other similar properties in the area. The lack of full market value makes it difficult to assess if the 35% share is fairly priced. Nearby properties show higher prices, suggesting this might represent a reasonable entry point for shared ownership, but isn’t outstanding value.

The property appears to be in good overall condition from the photos. The kitchen and bathroom look modern and well-maintained. There is no visible evidence of significant repairs needed, though it’s impossible to determine the overall structural condition without a physical inspection. The finishes appear modern but not luxurious, hence the score is not higher.

Effingham is a desirable village in Surrey, known for its good schools and village atmosphere. The proximity to good schools (St Lawrence Primary and Howard of Effingham, both rated ‘Good’) is a significant plus for families. Train links to London are relatively convenient via nearby stations. However, the location score is not a 10 because while the village itself is desirable, The Grove might not be located in the absolute heart of Effingham’s most desirable areas. More information on the specific location within The Grove would be needed for a higher score.

While the property includes a garden, it appears relatively small from the provided photographs. It offers some outdoor space, but it is not extensive. There is a shed, which is a benefit.