The list price of £150,000 seems relatively reasonable considering comparable properties in the area, particularly other retirement flats within St. James Oaks. However, the absence of plot size data and the overall size of the property prevent a more precise valuation. The price is competitive within the retirement property market but may not reflect the broader Gravesend market.

Based on the provided photos, the property appears to be in reasonably good condition. The kitchen and bathroom seem recently updated, while the living areas present a clean, if somewhat dated, aesthetic. There is no evidence of significant repairs needed, but the overall presentation could benefit from some minor cosmetic improvements to enhance its appeal.

The property benefits from its proximity to Gravesend town centre, offering convenient access to shops, amenities, and transportation links. The presence of several well-regarded schools within a reasonable distance further enhances its appeal to families. However, being part of a retirement complex might limit its appeal to a broader range of buyers.

The property has minimal private land, which is typical for a retirement apartment. While there are communal green spaces, the lack of a private garden significantly reduces its score in this category.